payment processor classified me high-risk — absolutely ridiculous

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Started by objection_your_honor_28 · Apr 18, 2025 · 2,054 views · 4 replies

For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.

objection_your_honor_28 OP Jun 23, 2025

Has anyone dealt with something like this? I'm not sure what my options are.

payment processor classified me high-risk. I've been dealing with this for about 11 months now and the situation isn't improving.

The amount being held/disputed is approximately $42,058. I have tried contacting their legal department 2 times with no resolution.

What are the risks if I pursue this? What's the likely timeline?

nothing_but_the_truth_35 Jul 18, 2025

Following this thread — Bookmarking this. Dealing with almost the exact same thing.

overtime_forever_31 Aug 22, 2025

Ok so have you tried reaching out to your state's consumer protection office? They sometimes have free resources or mediation services.

another_throwaway_15 Aug 23, 2025

I've dealt with this before.

In my case, it took about 1-3 months to resolve. The key was escalating to a supervisor/manager.

jenny_2024_15 Dec 1, 2025

I went through almost the exact same thing.

I ended up escalating to a supervisor/manager, which cost about $1-3 but saved me a lot more in the long run.

payment processor classified me high-risk — absolutely ridiculous

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