Pacific Northwest Resource Center
Washington Business Law Resources for Founders, LLCs, SaaS Companies, and Small Businesses
Practical legal tools and resources for Washington founders, SaaS operators, marketplace businesses, and consumers. Built by a California attorney with deep ties to Washington and a pending Washington admission. The resource center covers Washington business formation (LLC, corporation, operating agreements), Washington SaaS terms with the My Health My Data overlay, Washington data breach notification, and Washington demand letters for consumer protection, contractor disputes, and unpaid wage claims, plus an interactive CPA demand strength analyzer.
Why Washington
My connection to Washington is personal and goes back three decades. I grew up in a restricted nuclear submarine base in the former Soviet Union, in a place largely cut off from the outside world. In 1995, I arrived on Bainbridge Island as a Rotary Club of Bainbridge Island youth exchange student and completed my senior year at Bainbridge High School. I joined student government and played on the football team. That year shaped my view of what merit and opportunity look like when they actually meet.
Back in Russia, I founded the first Interact Club of Vladivostok. Years later, I returned to the United States through the green card lottery, earned my law degree on partial scholarship at Boston University School of Law, passed the California Bar, and built a California business-law and contract practice. Today I practice California law remotely from Thailand, appearing in California court hearings by Zoom and advising clients on US business law, contracts, SaaS, and AI commercial-use questions.
I am now in the process of applying for admission to the Washington State Bar. This Washington resource center is being built in advance of that admission for founders, small businesses, SaaS companies, and consumers who need practical, plain-English legal tools for Washington matters.
The Rotary Club of Bainbridge Island opened the door, but America rewarded effort. My life is what can happen when merit finally meets opportunity. Everything I saw here stayed with me. I wanted to come back and say thank you.
Quoted in the press release issued by the Rotary Club of Bainbridge Island, April 28, 2026, following my return visit to RCBI to thank the club after 30 years.
Talk to me about your matter
Washington Resource Categories
Each category collects educational explainers, calculators, and template guides for the most common Washington matters I am building this center around. Sub-pages roll out across v23 and v24.
Washington LLC Formation
Forming a Washington LLC under Chapter 25.15 RCW: certificate of formation, operating agreement, annual report and UBI, and DOR business licensing. Educational walkthrough.
Business FormationWashington Corporation Formation
Forming a Washington corporation under Title 23B RCW: articles, bylaws, board consent, share issuance, founder vesting, securities issue-spotting, and C-corp vs S-corp tax considerations.
LLC GovernanceWashington LLC Operating Agreement
Drafting a Washington LLC operating agreement under Chapter 25.15 RCW: capital, voting, transfers, deadlock, buyout, tax distributions, and the nonwaivable limits in RCW 25.15.018 and 25.15.038.
SaaS & PrivacyWashington SaaS Terms
SaaS terms drafting with Washington overlays: Consumer Protection Act (Ch. 19.86 RCW), My Health My Data Act (Ch. 19.373 RCW), and data breach notification (Ch. 19.255 RCW).
Data PrivacyWashington Data Breach Notification
Operator's walkthrough of Chapter 19.255 RCW: personal information categories, encryption safe harbor, 30-day consumer and Attorney General notice timing, vendor and SaaS allocation.
Demand LettersWashington Demand Letters
Educational walkthroughs of Washington demand letters under the Consumer Protection Act (Ch. 19.86 RCW), RLTA, towing, auto repair, refund denial, mold and pest, utility shutoff, and small-business breach contexts. Letter wording, RCW citations, and CPA five-element analysis.
Demand LettersWashington Consumer Protection Act
CPA demand letter strategy under Chapter 19.86 RCW: the five-element Hangman Ridge framework, public-interest paths under RCW 19.86.093, treble damages capped at $25,000, and the one-way attorney-fee shift that makes the CPA the workhorse plaintiff statute in Washington.
Demand LettersWashington Contractor Disputes and 45-Day Notice
Contractor dispute strategy under Chapter 18.27 RCW (contractor registration) and Chapter 64.50 RCW (the construction defect 45-day notice and right to cure). When the unregistered-contractor and deceptive-practice paths convert a breach into a CPA matter.
EmploymentWashington Unpaid Wage Demand Letters
Unpaid wage demand strategy under RCW 49.52.070: double damages and mandatory attorney fees on willful withholding, the wage-collection toolkit in Chapter 49.48 RCW, and the L&I administrative wage complaint as an alternative to court.
Data PrivacyWashington My Health My Data Act
SaaS, wellness, AI, and health-app compliance under Chapter 19.373 RCW. The first-of-its-kind US health-privacy law outside HIPAA, with per se CPA violations under RCW 19.373.090 and a private right of action that converts every MHMDA breach into a Washington Consumer Protection Act claim.
Interactive ToolWashington CPA Demand Strength Analyzer
An interactive walkthrough of the five Hangman Ridge elements applied to your facts. Scores the likely strength of a Washington Consumer Protection Act demand letter, surfaces the public-interest paths that may apply, and flags the weakest element before drafting.
Washington Availability List
If you have a Washington matter you would like me to know about, send a short description and I will add you to the availability list. I will follow up when Washington admission is complete. For now I treat every submission as educational triage only.
About
I am Sergei Tokmakov, a California attorney (CA Bar #279869), currently seeking admission to the Washington State Bar. I run Terms.Law, a California business-law and contract practice focused on founders, SaaS operators, and small businesses. This Washington resource center is the educational foundation I am building ahead of Washington admission.
Questions or feedback on the resources: owner@terms.law.